First Story believes homeownership should be within reach for every hardworking man and woman. To make it happen, First Story offers a zero-down, zero-interest, 30-year home loan to qualified individuals and families. We work hand-in-hand with our building partner, Hayden Homes, and with their trade and supply partners, to build a new, move-in ready home. Homes are sold  with all appliances, washer & dryer, blinds and front & backyard landscaping. Floor plans are pre-selected and no custom options are available.

First Story homes are located in charming neighborhoods and thriving Hayden Homes communities. Homes are built with the same quality, care and aesthetics as all of the homes in that community. This integrated approach to homeownership provides a hand-up to deserving and capable families.

View Current Floorplans

While it’s our mission to provide quality homes and  interest free loans, it’s our families’ job to prepare for a successful homeownership journey. We ask all applicants to contact your local housing authority or housing assistance program to take specific home buying and budgeting classes prior to applying for a First Story home. 

“Homeownership means that my kids get a chance at a more stable life in our one-parent household and it empowers me to set no limits.”

Jillian Hanes, Home Recipient

"You are making a difference for me."

Gilberto Camargo, Home Recipient

"This home allowed me to heal. Now, I help other families do the same.”

Annette Bovent, Home Recipient


First Story is excited to offer homes for sale in the McKenzie Meadows neighborhood in Sisters, Oregon. To become eligible to apply for a home, applicants must first complete the Homebuyer Education Class and complete a home buying counseling session through NeighborImpact. Classes available 11/16/19 & 01/11/20. Completion of the Homebuyer Education Class is not a guarantee of an interview or selection for housing.

First, complete this Personal Profile Intake Form.

Scholarships for this class are available to those who qualify, if interested complete the scholarship request

Once submitted, NeighborImpact will follow-up and let you know if you qualify for the scholarship based on income need. (NOTE: On the Personal Profile Intake Form please type First Story in the I was referred here by box and select the Workshops on Homebuying) 

If you are not requesting a scholarship, you can proceed to register to the next upcoming class at Homebuyer Education Class.


Airway Heights, Washington – Sunset Crossing

Bend, Oregon – Parkway Village *no longer accepting applications*

Bend, Oregon – First Place *no longer accepting applications*

Dallas, Oregon – Orchard Gleanns

Kennewick, Washington – Lauria Meadows  *no longer accepting applications*

Middleton, Idaho – Sawtooth Lakes *no longer accepting applications*

Sisters, Oregon – McKenzie Meadows (see special application information above)


Applications are only accepted during open application periods and from applicants who meet the following qualifications: 

  • Your total gross Median Family Income (MFI) before taxes is at or below 80% of area median income for the county where the home is located. 
     2019 Area Income Limits Chart
  • Your monthly gross income meets the minimum amount required to pay a monthly principal, insurance and tax payment. Minimum income requirement varies based on the home’s sale price, but typically it is $3,200-$5,100 per month.
  • You currently have no negative credit accounts or items in Collections.
  • You currently live in the area where the home is being built.
  • You are a U.S. citizen or have permanent resident alien status.


To apply for a loan for a home in McKenzie Meadows, see information at the top of this page. To apply for a First Story home in one of our other locations, please click the link below to download the application.  Be sure you meet the eligibility requirements listed on this page before submitting an application.  

Click Here to Apply