Idaho
2027 Homeownership opportunities coming soon!
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Begin your
homeownership journey
Idaho
First Story, a 501(c)(3) nonprofit lending organization, provides affordable homeownership opportunities through 30-year, zero-interest, zero-down payment mortgage loans.
In partnership with Hayden Homes, Simplicity by Hayden Homes, and generous in-kind partners, First Story offers newly constructed or remodeled homes that are move-in ready. Explore the available homes below, learn about eligibility requirements, and discover the steps to becoming a First Story homeowner.
Step 2:
Review Eligibility Requirements
The income of the applicant(s) who will take title to the home is at or below 80% of the applicable Area Median Income (AMI) limit for the household size.
Applicants have no unresolved negative credit accounts, delinquent financial obligations, or accounts in collection.
At least one applicant currently lives or works in the county where the First Story home is located.
Each applicant who will take title to the home is a U.S. citizen or has permanent resident alien status.
At least one applicant is a first-time homebuyer.
Each applicant has completed the First Story-approved homebuyer education required for the home.
Step 3:
Complete Homebuyer Education
Complete Homebuyer Education through our partner organization serving the community where you’re applying.
Please note, completing Homebuyer Education does not guarantee eligibility or approval for housing.
GreenPath
Providing education for applicants for the 2027 First Story home located in Rathdrum.
To learn more about applying for a First Story home, start by calling GreenPath at 877-337-3399 and mention you were referred by First Story. This education is free for all First Story applicants.
NeighborWorks Boise
Providing education for applicants for the 2027 First Story home located in Caldwell.
Please contact NeighborWorks Boise to learn more about applying for a First Story home. Contact Ela Mosgopoulos at Amosgopoulos@nwboise.org to begin the process.
Step 4:
Submit education certificate
Send your homebuyer education certificate of completion to cduncan@firststory.org.
We will respond with the next steps in the application process.
Questions?
We want to answer them. View answers to popular questions about First Story’s homeownership program here before contacting our team.
135 families served
100% earn less than 80% of area median income
100% are first-time homebuyers
135 families served
100% earn less than 80% of area median income
100% are first-time homebuyers
80% are the first in their families to ever own a home
29% of families identify with a racial or ethnic minority group
21% of families include a member with a disability
80% are the first in their families to ever own a home
29% of families identify with a racial or ethnic minority group
21% of families include a member with a disability