Homeownership

changes lives

empowers families

breaks the cycle of poverty

writes a new story

First Story is a nonprofit lender dedicated to creating affordable homeownership opportunities for under-resourced families across the Northwest, empowering them to build financial stability and break the cycle of generational poverty.

$
2.6

Million donated to communities

123

NEW
HOMEOWNERS

75

STRONGER
 COMMUNITIES

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Take the next step

Own a home

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Break the cycle

Donate

WHY WE DO IT

The lack of affordable housing is holding families back and causing deep problems.

Poverty. Homelessness. Educational disparities.

But through affordable homeownership the lives of families are changed forever.

By giving neighbors a hand-up to homeownership, First Story is helping write new chapters.

Financial stability. Asset-building. Achievement of dreams.

This is why we do it.

How WE DO IT

Uniting Community Partners

First Story partners with our founder, builder Hayden Homes, and a generous network of donors to provide move-in ready homes in Hayden Homes communities throughout the Northwest.

Awarding innovative loans

First Story’s innovative loan program provides qualified individuals and families earning 80 percent of area median income or below a home loan at zero-down, zero-percent interest for 30 years.

Creating inclusive communities

First Story homes are built with the same quality, care and aesthetics as every other home in the neighborhood. Homes are sold with all of the appliances, a washer and dryer and finished landscaping meaning First Story homes look just like every other home on the block.

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a little girl holding a sign that says welcoming families home
a young boy holding a heart shaped box
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Who  we serve

Our model is focused on removing barriers and providing access to the life-changing value of homeownership for diverse community members.

123

123 families served

a group of women standing next to each other
100%

100% earn less than 80% of area median income

two little girls standing in a room with their arms in the air
100%

100% are first-time homebuyers

123

123 families served

a group of women standing next to each other
100%

100% earn less than 80% of area median income

two little girls standing in a room with their arms in the air
100%

100% are first-time homebuyers

80%

80% are the first in their families to ever own a home

a woman standing next to a young boy
23%

23% identify as a member of the Latino or Black community

a woman and a boy standing in front of a door
25%

25% of families include a member with a disability

a family poses for a picture in front of a house
80%

80% are the first in their families to ever own a home

a woman standing next to a young boy
23%

23% identify as a member of the Latino or Black community

a woman and a boy standing in front of a door
25%

25% are households with disabilities

a family poses for a picture in front of a house