Home Buyer Program

NOTICE: The application process is now closed for all 2019 home locations.

First Story exists to promote giving and inspire communities through the creation of home ownership opportunities. First Story homes are built by reputable and award-winning builder Hayden Homes. Homes are located in Hayden Homes communities throughout Oregon, Washington and Idaho.
Hayden Homes has been building affordable, award-winning homes in Northwest communities for over 25 years. Hayden Homes began with the belief that to build a strong home, you must also build a strong community. To learn more visit www.hayden-homes.com.

Homes are sold through a 30-year, zero-interest and zero-down payment First Story home loan. Homes are available to qualified families below 80% of area median income.
*Home floor plans are pre-selected by the builder for each region. Upgrades and customization not available.
The application process is closed for the following locations: 
  • Bend, Oregon - First Place Community
  • Caldwell, Idaho - Heritage Meadows Community
  • Independence, Oregon - Liberty Park Community
  • Cheney, Washington - Harvest Bluffs Community
  • Kennewick, Washington - Lauria Meadows Community
Only submit an application if you meet these qualifications:
  • Your total gross Median Family Income (MFI) before taxes is at or below 80% of area median income (review this chart for current MFI requirements).
  • Your monthly gross income meets the minimum amount required to pay a monthly principal, insurance and tax payment. Minimum income requirement varies based on the home’s sale price, but typically it is $2,500-$3,200 per month.
  • You currently have no negative credit accounts or items in Collections.
  • You currently live in the area where the home is being built (see list of 2019 Home Locations above).
  • You are a U.S. citizen or have permanent resident alien status.
  • Your household size does not exceed 5 family members (this is due to the size of our homes).

Applications are only accepted during open application periods and from applicants who meet the necessary qualifications listed above. Download the application below and follow the instructions necessary before submitting. 
Submit your completed application via email, fax to 541-728-0836, or mail to 963 SW Simpson Avenue, Suite 110, Bend, OR 97702.